Bankruptcy

Bankruptcy Services in Bakersfield 

New bankruptcy laws have made filing for personal bankruptcy not only more expensive, but also more complicated. Bankruptcy attorneys now have to spend more time on means testing and validating the accuracy of each client's bankruptcy filings. It is not required that you hire a bankruptcy attorney prior to filing for personal bankruptcy, but the changes in the law have made completing bankruptcy on your own more complicated. A qualified attorney can make sure your financial situation is evaluated accurately, help schedule all court appearance, and complete all necessary bankruptcy documentation.

When you happened upon our website today, it wasn't by chance. You came here looking for answers to common myths and solutions to your problems, or perhaps those of a loved one.

What would your life be like without harassing creditor phone calls and monumental debt? Bankruptcy laws allow individuals such as yourself, the opportunity to eliminate debts caused by past mistakes or unforeseen circumstances. If you're thinking that bankruptcy means losing everything, think again.

Schwartz Law can guide you through your case from start to finish. Call us to schedule a free initial consultation for: 

Our board-certified attorney has helped thousands of clients get rid of their debts and most of them keep everything they own, losing only the time it takes to pick up the phone and ask for help.

Explore Bankruptcy Solutions with Southern California's Trusted Schwartz Law Firm

We are one of the most referred bankruptcy firms in the Southern California area and no other practice is as qualified to help you find a fresh start from debt as Schwartz Law. Call our law offices today, and together we will work to rebuild your future.

Why Hire a Skilled Bankruptcy Lawyer? 

New bankruptcy laws have made filing for personal bankruptcy not only more expensive, but also more complicated. Bankruptcy attorneys now have to spend more time on means testing and validating the accuracy of each client's bankruptcy filings. It is not required that you hire a bankruptcy attorney prior to filing for personal bankruptcy, but the changes in the law have made completing bankruptcy on your own more complicated. A qualified attorney can make sure your financial situation is evaluated accurately, help schedule all court appearances, and complete all necessary bankruptcy documentation.

When you happened upon our website today, it wasn't by chance. You came here looking for answers to common myths and solutions to your problems, or perhaps those of a loved one.

What would your life be like without harassing creditor phone calls and monumental debt? Bankruptcy laws allow individuals such as yourself, the opportunity to eliminate debts caused by past mistakes or unforeseen circumstances. If you're thinking that bankruptcy means losing everything, think again.

Schwartz Law can guide you through your case from start to finish. Call us to schedule a free initial consultation for: 

Our board-certified attorney has helped thousands of clients get rid of their debts and most of them keep everything they own, losing only the time it takes to pick up the phone and ask for help.

Navigate Bankruptcy with Local Support in Southern California

Living in Southern California, you are likely familiar with the high cost of living and the financial pressures that come with it. Whether you're in Los Angeles, San Diego, or any surrounding area, the debt burden can feel overwhelming. At Schwartz Law, we understand the unique challenges residents face in our community and are here to help you navigate the complexities of filing for bankruptcy.

The local government entities, such as the Los Angeles County Department of Consumer and Business Affairs, offer resources and information on managing debt and understanding your rights. However, the intricate nature of bankruptcy laws often requires more personalized guidance. Our team at Schwartz Law is well-versed in Southern California's specific regulations and economic conditions, ensuring that your financial situation is evaluated with the local context in mind.

One of the common pain points for Southern Californians is the fear of losing their homes or other valuable assets. This concern is particularly pressing with the high property values in areas like Orange County and Ventura County. Our board-certified attorney has extensive experience helping clients protect their assets while eliminating debt and providing peace of mind during stressful times.

We know the local court systems and have a deep understanding of the economic landscape in Southern California. This local knowledge allows us to offer tailored solutions that address your specific needs, whether you're dealing with credit card debt, medical bills, or other financial challenges. By choosing Schwartz Law, you're not just getting legal assistance; you're gaining a partner who understands the local nuances and is committed to helping you achieve a fresh financial start.

Contact us today to schedule your free initial consultation and take the first step towards financial freedom. Let Schwartz Law guide you through the bankruptcy process in Southern California.

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Our Services

Find a Fresh Start with Help from Schwartz Law

We are one of the most referred bankruptcy firms in the Southern California area and no other practice is as qualified to help you find a fresh start from debt as Schwartz Law. Call our law offices today, and together we will work to rebuild your future.

Call (661) 218-1118 or reach out to us online to schedule your free initial consultation.

Commonly Asked Questions

How Can Schwartz Law Assist Me with My Personal Bankruptcy Case?

Schwartz Law provides comprehensive support for your personal bankruptcy case, from the initial evaluation of your financial situation to the completion of the bankruptcy process. Our services include accurate financial assessment, scheduling court appearances, and handling all required documentation. With our board-certified attorney's experience in assisting thousands of clients, we aim to help you retain your possessions while eliminating debt, making the process as smooth as possible.

What Options Do I Have for Filing Bankruptcy with Schwartz Law ?

At Schwartz Law, we assist clients with a range of bankruptcy filing options to suit their specific financial circumstances. These include Chapter 7 bankruptcy, also known as "liquidation", and Chapter 13 bankruptcy, which involves a repayment plan. Additionally, we provide services for credit repair and debt negotiations. Our goal is to tailor a bankruptcy strategy that aligns with your needs and helps you pursue a fresh financial start.

  • Can I use credit while in Chapter 7 or 13?

    No, not until you receive a discharge. In Chapter 13 - Debt Consolidation you must get court permission to incur debt over $250, except in emergencies.

  • Can you stop auto repossession?

    Yes, immediately upon filing.

  • Can you stop wage garnishment?

    Yes. We make most creditors stop garnishing wages when your case is filed. This doesn't apply to current child support payments.

  • Can I get out of a contract?

    Both Chapter 7 - Bankruptcy and Chapter 13 - Debt Consolidation may cancel unwanted contracts if you discontinue the service and/or return the merchandise.

Why Choose Schwartz Law?

  • 6,382 Cases Filed
  • 375 Client Reviews
  • 17 Years in Business
  • 10,000+ Happy Clients

Contact Us Today

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Hear From Our Happy Clients

At Schwartz Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "Thanks to him, my bankruptcy was a breeze and went smoothly."
    Neil is very professional, kind and prompt when addressing any concerns or questions about your bankruptcy. He is the best in town and is very knowledgeable! Thanks to him, my bankruptcy was a breeze and went smoothly.

    The staff at the front desk was also friendly and professional. Neil and his team were easily accessible via phone or email regarding any questions, etc. So, if you need an attorney for bankruptcy go to Neil, I wouldn't recommend anyone else!!!
    - Elizabeth
    "The price was reasonable, the bankruptcy was effective and efficient, and the tips to build my credit have all been invaluable."

    Thank you Neil Schwartz! My experience with the Law Office of Neil Schwartz was excellent. All of my comments and questions were addressed immediately through either email or phone. The free consultation was great since I did not know if bankruptcy was the right option for me. The price was reasonable, the bankruptcy was effective and efficient, and the tips to build my credit have all been invaluable. Bankruptcy has always had so much stigma linked to the word, but Neil helped me to understand, in my situation, it was necessary and I am finally rebuilding my credit and my life. Neil is always there for his clients and always returns your phone calls.

    - John
    "He is extremely knowledgeable in his field, patient and genuinely cares about his clients."

    Mr. Schwartz did an excellent job representing me in my recent bankruptcy. Neil and his entire staff provided exceptional service to me for the entire duration of my case from start to finish. During a very stressful time, Neil was always available to answer any questions I had via email, text or phone call. He is extremely knowledgeable in his field, patient and genuinely cares about his clients. I highly recommend Neil Schwartz to anyone in need of bankruptcy services.

    - Lisa
    "His response time was like no other."

    Our decision to hire Neil was easily made on our first visit. He was informative, organized & very compassionate to our unfortunate situation..His response time was like no other. We can't thank you enough for your knowledge & guidance from beginning to endl.Thank you! We will APSOLUTELY refer Neil Schwartz to anyone in need.

    - Wendy
    "He and his staff worked hard to keep me updated and comfortable during the process."

    Neil is the best. He is very informative and spends as much time as necessary to make sure you feel comfortable and understand the process. When I had questions I was always able to speak directly to Neil. He and his staff worked hard to keep me updated and comfortable during the process. Highly recommend.

    - Dray
    "He was spot on with everything. Great communication from him even on weekends!"

    Neil and his team were amazing! We called over 12 BK Attorneys in Bakersfield, CA and all said NO we would NOT qualify for BK and they did not want to take on our case. Neil said Yes! and he delivered! We received a discharge and he walked us through the steps to receive it. He was spot on with everything. Great communication from him even on weekends! Call him today!

    - Rosabell
    "They have truly made two legal matters I’ve had to deal with easier and less stressful."

    Neil and his staff are extremely helpful and professional. There always there to answer questions and keep me updated. They have truly made two legal matters I’ve had to deal with easier and less stressful. Thank you again!

    - Jaidynn
    "I never once felt alone nor confused"

    I would give him 10 stars if I could. The absolute best services hands down. I was scared at first when going to see him because filling for bankruptcy made me feel like a failure. Both Neil and Jennifer made me feel comfortable and explained everything in detail. I never once felt alone nor confused. I would recommend them over and over.

    - Kendra