Bankruptcy Attorney Neil Schwartz has been practicing law since 2001 and has personally prepared thousands of bankruptcies. Our clients appreciate the way Attorney Schwartz helps them understand their options, make choices, and take action to prevent debt problems from spiraling out of control. We help clients feel empowered to make informed decisions that help protect the security of their families.
If you have over $10,000 in debt contact Schwartz Law today and let us help you get back on track.
What do I need for the first consultation?
All we need you to bring is your recent and accurate pay stub along with your list of creditors with amounts.
Will I lose any assets or property?
Chapter 7 - Bankruptcy exempts most assets allowing over 90% of our clients to keep everything and lose nothing. In Chapter 13 - Debt Consolidation you keep all assets you choose as debts are paid "as if in full".
How often can I file Chapter 7 or 13?
Chapter 7 - Bankruptcy allows 1 discharge every 8 years. Chapter 13 - Debt Consolidation lets you file as often as needed, if filed in good faith and 70% of unsecured debts were paid in a previously discharged Chapter 13.
New bankruptcy laws have made filing for personal bankruptcy not only more expensive, but also more complicated. Bankruptcy attorneys now have to spend more time on means testing and validating the accuracy of each client's bankruptcy filings. It is not required that you hire a bankruptcy attorney prior to filing for personal bankruptcy, but the changes in the law have made completing bankruptcy on your own more complicated. A qualified attorney can make sure your financial situation is evaluated accurately, help schedule all court appearance, and complete all necessary bankruptcy documentation.
When you happened upon our website today, it wasn't by chance. You came here looking for answers to common myths and solutions to your problems, or perhaps those of a loved one.
What would your life be like without harassing creditor phone calls and monumental debt? Bankruptcy laws allow individuals such as yourself, the opportunity to eliminate debts caused by past mistakes or unforeseen circumstances. If you're thinking that bankruptcy means losing everything, think again.
Schwartz Law can guide you through your case from start to finish. Call us to schedule a free initial consultation for:
Our board-certified attorney has helped thousands of clients get rid of their debts and most of them keep everything they own, losing only the time it takes to pick up the phone and ask for help.
Find a Fresh Start with Help from Schwartz Law
We are one of the most referred bankruptcy firms in the Southern California area and no other practice is as qualified to help you find a fresh start from debt as Schwartz Law. Call our law offices today, and together we will work to rebuild your future.
Call (661) 218-1118 or reach out to us online to schedule your free initial consultation.