Bankruptcy Services in Bakersfield
New bankruptcy laws have made filing for personal bankruptcy not only more expensive, but also more complicated. Bankruptcy attorneys now have to spend more time on means testing and validating the accuracy of each client's bankruptcy filings. It is not required that you hire a bankruptcy attorney prior to filing for personal bankruptcy, but the changes in the law have made completing bankruptcy on your own more complicated. A qualified attorney can make sure your financial situation is evaluated accurately, help schedule all court appearance, and complete all necessary bankruptcy documentation.
When you happened upon our website today, it wasn't by chance. You came here looking for answers to common myths and solutions to your problems, or perhaps those of a loved one.
What would your life be like without harassing creditor phone calls and monumental debt? Bankruptcy laws allow individuals such as yourself, the opportunity to eliminate debts caused by past mistakes or unforeseen circumstances. If you're thinking that bankruptcy means losing everything, think again.
Schwartz Law can guide you through your case from start to finish. Call us to schedule a free initial consultation for:
Our board-certified attorney has helped thousands of clients get rid of their debts and most of them keep everything they own, losing only the time it takes to pick up the phone and ask for help.
Explore Bankruptcy Solutions with Southern California's Trusted Schwartz Law Firm
We are one of the most referred bankruptcy firms in the Southern California area and no other practice is as qualified to help you find a fresh start from debt as Schwartz Law. Call our law offices today, and together we will work to rebuild your future.
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What do I need for the first consultation?
All we need you to bring is your recent and accurate pay stub along with your list of creditors with amounts.
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Will I lose any assets or property?
Chapter 7 - Bankruptcy exempts most assets allowing over 90% of our clients to keep everything and lose nothing. In Chapter 13 - Debt Consolidation you keep all assets you choose as debts are paid "as if in full".
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How often can I file Chapter 7 or 13?
Chapter 7 - Bankruptcy allows 1 discharge every 8 years. Chapter 13 - Debt Consolidation lets you file as often as needed, if filed in good faith and 70% of unsecured debts were paid in a previously discharged Chapter 13.
Why Hire a Skilled Bankruptcy Lawyer?
New bankruptcy laws have made filing for personal bankruptcy not only more expensive, but also more complicated. Bankruptcy attorneys now have to spend more time on means testing and validating the accuracy of each client's bankruptcy filings. It is not required that you hire a bankruptcy attorney prior to filing for personal bankruptcy, but the changes in the law have made completing bankruptcy on your own more complicated. A qualified attorney can make sure your financial situation is evaluated accurately, help schedule all court appearance, and complete all necessary bankruptcy documentation.
When you happened upon our website today, it wasn't by chance. You came here looking for answers to common myths and solutions to your problems, or perhaps those of a loved one.
What would your life be like without harassing creditor phone calls and monumental debt? Bankruptcy laws allow individuals such as yourself, the opportunity to eliminate debts caused by past mistakes or unforeseen circumstances. If you're thinking that bankruptcy means losing everything, think again.
Schwartz Law can guide you through your case from start to finish. Call us to schedule a free initial consultation for:
Our board-certified attorney has helped thousands of clients get rid of their debts and most of them keep everything they own, losing only the time it takes to pick up the phone and ask for help.
Navigate Bankruptcy with Local Support in Southern California
Living in Southern California, you are likely familiar with the high cost of living and the financial pressures that come with it. Whether you're in Los Angeles, San Diego, or any surrounding area, the debt burden can feel overwhelming. At Schwartz Law, we understand the unique challenges residents face in our community and are here to help you navigate the complexities of filing for bankruptcy.
The local government entities, such as the Los Angeles County Department of Consumer and Business Affairs, offer resources and information on managing debt and understanding your rights. However, the intricate nature of bankruptcy laws often requires more personalized guidance. Our team at Schwartz Law is well-versed in Southern California's specific regulations and economic conditions, ensuring that your financial situation is evaluated with the local context in mind.
One of the common pain points for Southern Californians is the fear of losing their homes or other valuable assets. This concern is particularly pressing with the high property values in areas like Orange County and Ventura County. Our board-certified attorney has extensive experience helping clients protect their assets while eliminating debt and providing peace of mind during stressful times.
We know the local court systems and have a deep understanding of the economic landscape in Southern California. This local knowledge allows us to offer tailored solutions that address your specific needs, whether you're dealing with credit card debt, medical bills, or other financial challenges. By choosing Schwartz Law, you're not just getting legal assistance; you're gaining a partner who understands the local nuances and is committed to helping you achieve a fresh financial start.
Contact us today to schedule your free initial consultation and take the first step towards financial freedom. Let Schwartz Law guide you through the bankruptcy process in Southern California.
Find a Fresh Start with Help from Schwartz Law
We are one of the most referred bankruptcy firms in the Southern California area and no other practice is as qualified to help you find a fresh start from debt as Schwartz Law. Call our law offices today, and together we will work to rebuild your future.
Call (661) 218-1118 or reach out to us online to schedule your free initial consultation.
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We are the #1 firm in the Bakersfield area!Hear From Our Clients
"The price was reasonable, the bankruptcy was effective and efficient, and the tips to build my credit have all been invaluable."
- John