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Helpful Resources

We've collected any information you might need and stored them here in a hub specifically designed for you! 

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  • Can I use credit while in Chapter 7 or 13?

    No, not until you receive a discharge. In Chapter 13 - Debt Consolidation you must get court permission to incur debt over $250, except in emergencies.

  • Can you stop auto repossession?

    Yes, immediately upon filing.

  • Can you stop wage garnishment?

    Yes. We make most creditors stop garnishing wages when your case is filed. This doesn't apply to current child support payments.

  • Can I get out of a contract?

    Both Chapter 7 - Bankruptcy and Chapter 13 - Debt Consolidation may cancel unwanted contracts if you discontinue the service and/or return the merchandise.

Why Choose Schwartz Law?

  • 6,382 Cases Filed
  • 375 Client Reviews
  • 17 Years in Business
  • 10,000+ Happy Clients

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Hear From Our Happy Clients

At Schwartz Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "Thanks to him, my bankruptcy was a breeze and went smoothly."
    Neil is very professional, kind and prompt when addressing any concerns or questions about your bankruptcy. He is the best in town and is very knowledgeable! Thanks to him, my bankruptcy was a breeze and went smoothly.

    The staff at the front desk was also friendly and professional. Neil and his team were easily accessible via phone or email regarding any questions, etc. So, if you need an attorney for bankruptcy go to Neil, I wouldn't recommend anyone else!!!
    - Elizabeth
    "The price was reasonable, the bankruptcy was effective and efficient, and the tips to build my credit have all been invaluable."

    Thank you Neil Schwartz! My experience with the Law Office of Neil Schwartz was excellent. All of my comments and questions were addressed immediately through either email or phone. The free consultation was great since I did not know if bankruptcy was the right option for me. The price was reasonable, the bankruptcy was effective and efficient, and the tips to build my credit have all been invaluable. Bankruptcy has always had so much stigma linked to the word, but Neil helped me to understand, in my situation, it was necessary and I am finally rebuilding my credit and my life. Neil is always there for his clients and always returns your phone calls.

    - John
    "He is extremely knowledgeable in his field, patient and genuinely cares about his clients."

    Mr. Schwartz did an excellent job representing me in my recent bankruptcy. Neil and his entire staff provided exceptional service to me for the entire duration of my case from start to finish. During a very stressful time, Neil was always available to answer any questions I had via email, text or phone call. He is extremely knowledgeable in his field, patient and genuinely cares about his clients. I highly recommend Neil Schwartz to anyone in need of bankruptcy services.

    - Lisa
    "His response time was like no other."

    Our decision to hire Neil was easily made on our first visit. He was informative, organized & very compassionate to our unfortunate situation..His response time was like no other. We can't thank you enough for your knowledge & guidance from beginning to endl.Thank you! We will APSOLUTELY refer Neil Schwartz to anyone in need.

    - Wendy
    "He and his staff worked hard to keep me updated and comfortable during the process."

    Neil is the best. He is very informative and spends as much time as necessary to make sure you feel comfortable and understand the process. When I had questions I was always able to speak directly to Neil. He and his staff worked hard to keep me updated and comfortable during the process. Highly recommend.

    - Dray
    "He was spot on with everything. Great communication from him even on weekends!"

    Neil and his team were amazing! We called over 12 BK Attorneys in Bakersfield, CA and all said NO we would NOT qualify for BK and they did not want to take on our case. Neil said Yes! and he delivered! We received a discharge and he walked us through the steps to receive it. He was spot on with everything. Great communication from him even on weekends! Call him today!

    - Rosabell
    "They have truly made two legal matters I’ve had to deal with easier and less stressful."

    Neil and his staff are extremely helpful and professional. There always there to answer questions and keep me updated. They have truly made two legal matters I’ve had to deal with easier and less stressful. Thank you again!

    - Jaidynn
    "I never once felt alone nor confused"

    I would give him 10 stars if I could. The absolute best services hands down. I was scared at first when going to see him because filling for bankruptcy made me feel like a failure. Both Neil and Jennifer made me feel comfortable and explained everything in detail. I never once felt alone nor confused. I would recommend them over and over.

    - Kendra