We've collected any information you might need and stored them here in a hub specifically designed for you!
What do I need for the first consultation?
All we need you to bring is your recent and accurate pay stub along with your list of creditors with amounts.
Will I lose any assets or property?
Chapter 7 - Bankruptcy exempts most assets allowing over 90% of our clients to keep everything and lose nothing. In Chapter 13 - Debt Consolidation you keep all assets you choose as debts are paid "as if in full".
How often can I file Chapter 7 or 13?
Chapter 7 - Bankruptcy allows 1 discharge every 8 years. Chapter 13 - Debt Consolidation lets you file as often as needed, if filed in good faith and 70% of unsecured debts were paid in a previously discharged Chapter 13.
How Can We Help?We are the #1 firm in the Bakersfield area!
Hear From Our Clients
"The price was reasonable, the bankruptcy was effective and efficient, and the tips to build my credit have all been invaluable."- John